10 ways to make more money as a new nurse

WAYS 1–2

1. Work the shifts that pay more

1. Nights, weekends and holidaysShift differentials stack on top of your base rate
2. Incentive and overtime shiftsShort-staffed units often pay a bonus per extra shift

WAYS 3–4

2. Get paid before day one

1. Negotiate your offerAsk how they set your rate. Prior CNA or tech years can count
2. Ask about a sign-on bonusRead the payback clause: leave early and you may owe it back

WAYS 5–6

3. Climb faster

1. Join the clinical ladderCommittees, precepting and projects can bump your pay
2. Plan your first certificationMany hospitals add pay for CCRN, CEN, PCCN or RNC once you qualify

WAYS 7–8

4. Pick up extra work after year one

1. Per diem or PRN shiftsHigher hourly pay, usually after about a year of experience
2. Float poolOften a premium rate for nurses who can work any unit

WAYS 9–10

5. Keep more of what you earn

1. Take the full retirement matchIf they match your 403(b), that's free money
2. Get help with loans and schoolPSLF, Nurse Corps and tuition reimbursement can save thousands

PSLF needs a nonprofit or government employer. Rules and rates vary by hospital, so ask HR.